独立ネオバンクレビューと現代的なオンラインバンキング

最高のオンラインバンクレビューを読むか、すべて比較する金融サービス

Bunq
オンライン銀行
Netherlands
オフィス所在地
Australia, Austria, +37
オンラインバンキング, ビジネスバンキング, 送金
特徴
Qonto
オンライン銀行
France, +3
オフィス所在地
France, Germany, +2
オンラインバンキング, ビジネスバンキング, 送金
特徴
Wise
オンライン銀行
Australia, +40
オフィス所在地
Australia, Austria, +38
オンラインバンキング, ビジネスバンキング, 送金
特徴
N26
オンライン銀行
Germany, +1
オフィス所在地
Spain, Germany, +17
オンラインバンキング, 送金
特徴
Monzo
オンライン銀行
United Kingdom
オフィス所在地
Australia, United States
オンラインバンキング, ビジネスバンキング, 送金, 融資
特徴
OFX
Tailored money transfers for wealthy individuals
United Kingdom, +4
オフィス所在地
197
送金, 両替
特徴
Anytime
ビジネス銀行
United Kingdom, +2
オフィス所在地
United Kingdom, Belgium, +1
ビジネスバンキング
特徴
Starling
オンライン銀行
United Kingdom, +1
オフィス所在地
United Kingdom, Germany
オンラインバンキング, ビジネスバンキング, 送金
特徴
Remitly
送金
United States, +1
オフィス所在地
Afghanistan, Antigua and Barbuda, +165
送金
特徴
Paysend
送金
United Kingdom
オフィス所在地
+90
送金
特徴
Cashplus
オンライン銀行
United Kingdom
オフィス所在地
United Kingdom
オンラインバンキング, ビジネスバンキング
特徴
Revolut
オンライン銀行
United Kingdom, +5
オフィス所在地
Australia, Austria, +41
オンラインバンキング, 送金, 暗号通貨, 投資
特徴
Curve
Online payment
United Kingdom, +1
オフィス所在地
United Kingdom, Germany
ウォレット
特徴
Anna
ビジネス銀行
United Kingdom
オフィス所在地
United Kingdom
ビジネスバンキング
特徴
Holvi
オンライン銀行
Germany, +2
オフィス所在地
Belgium, Ireland, +5
オンラインバンキング, ビジネスバンキング
特徴
Paysera
Lithuania, +2
オフィス所在地
Lithuania, Estonia, +1
オンラインバンキング, ビジネスバンキング, 送金, ウォレット
特徴
Vialet
オンライン銀行
Lithuania
オフィス所在地
Lithuania, Poland, +2
オンラインバンキング, ビジネスバンキング
特徴
FerratumBank
オンライン銀行
Malta
オフィス所在地
25
オンラインバンキング, キャッシュバック
特徴
Pockit
送金
United Kingdom
オフィス所在地
+29
送金, ウォレット
特徴

最新のレビュー

  1. Competitive fees
  2. Fast and secure transactions
  3. Easy to use
  4. Wide range of services
  5. Regulated by the Bank of Lithuania
  6. Member of the Single Euro Payments Area (SEPA)
  1. Limited availability
  2. Customer support can be slow to respond
  3. Hidden fees
  1. 手数料無料ATM引出し: N26は月3回の無料ATM引出しを提供し、現金アクセスの費用を節約します。

  2. 月額料金なし: 多くの銀行とは異なり、N26は無料アカウントオプションを提供し、月額手数料を排除します。

  3. 日本語サポート: N26のアプリ、サイト、カスタマーサービスは日本語で利用でき、アクセシビリティを容易にします。

  4. オンラインバンキング: 物理的な支店を必要とせず、完全にオンラインで財務を管理できます。

  5. 競争力のある為替レート: N26は国際取引に有利なレートを提供し、旅行者にとって素晴らしいです。

  6. Instant Transaction Alerts: Receive immediate notifications for all financial activities, aiding spending control and fraud detection.

  7. No Anmeldung Needed: N26 doesn’t demand a registration certificate, making it newcomer-friendly.

  8. Swift Account Opening: You can open an N26 account in about 10 minutes via smartphone and receive your card promptly.

  1. Reduced Features Over Time: N26 introduced fees and limitations, diminishing long-term benefits.

  2. Limited Free ATM Withdrawals: Free withdrawals are capped; exceeding incurs fees.

  3. Account Creation Challenges: Some users face verification delays and post office visits for identity validation.

  4. Two-Factor Authentication Dependency: Access hinges on mobile two-factor authentication, risky if the phone is lost.

  5. Coin Deposits Difficulty: Large coin deposits are challenging; users must exchange coins periodically.

  6. Limited Services: N26 primarily suits daily banking, lacking advanced investment, credit, and mortgage options.

  7. Slow Customer Support: Complaints about sluggish customer support response times persist.

  8. Incomplete Translations: Some app parts may remain in German, despite overall English availability.

  1. Effortless Account Setup: Qonto simplifies the account setup process for businesses and contractors, making it accessible for beginners.
  2. Versatile Account Options: Qonto caters to various types of businesses, offering flexibility in account selection.
  3. Real-time Accounting Support: Qonto provides real-time transaction tracking and accounting support, streamlining financial management.
  4. Team Expense Management: Qonto simplifies team expense tracking and reporting, enhancing collaboration.
  5. Customizable Debit Cards: Users can customize debit cards to align with their branding and requirements.
  1. No Physical Branches: Qonto’s online-only approach means there are no physical branches for in-person support.
  2. Limited Availability: Qonto’s availability is subject to geographic restrictions and may not be accessible in every country.
  1. Full UK current account – you can do all the stuff you can do with a normal bank and more.
  2. Apply quickly from the app without proof of address – you won’t be credit-checked unless you apply for an overdraft.
  3. Slick, fun app that is packed with cool features.
  4. Spend abroad with no fees at the Mastercard exchange rate.
  5. Open a savings account directly from the app with one of the providers Monzo works with.
  6. Deposit cash into the account at any store which shows the PayPoint logo.
  7. Fully FCA-licensed and FSCS-protected.
  1. No bank branches isn’t great for those who prefer face-to-face customer service.
  2. 3% charge for overseas ATM withdrawals over £200 – some other digital bank accounts (e.g. Starling Bank) have no such charges.
  1. Competitive Rates: Remitly consistently offers cost-effective transfer options, making it an excellent choice for budget-conscious users.
  2. Wide Range of Destinations: With over 85 countries supported, Remitly provides access to numerous global destinations for money transfers.
  3. Variety of Pay-In and Pay-Out Options: Users can choose from multiple funding and receiving methods, including bank deposits, cash pick-up, mobile wallet transfers, and home delivery.
  4. Strong Security Measures: Remitly employs robust security measures, including identity verification, fraud detection, and encryption, ensuring the safety of transactions.
  5. Customer Satisfaction Guarantee: Remitly offers a 100% satisfaction guarantee, providing peace of mind to users in case of issues or delays.
  6. Responsive Customer Service: Users appreciate Remitly’s attentive and helpful customer support.
  7. Mobile App: The mobile app receives high ratings, offering a convenient way to send money from smartphones.
  1. Hidden Fees in Exchange Rate Margin: Approximately 35% of fees are concealed within the exchange rate margin, which can make it challenging to determine the exact cost of a transfer.
  2. Limited Origin Countries: Some origin countries may have limitations on sending money to certain destinations, reducing flexibility for users.
  3. Dated Website Design: Remitly’s website design is considered dated and may not offer the most modern user experience.
  4. Variable Credit Card Processing Fees: Credit card processing fees can vary by location, and users may incur additional charges from their credit card providers.
  5. Additional Bank Fees: Banks may impose extra fees when transferring money, impacting the final amount received by the beneficiary.
  6. Exchange Rate Markups: Remitly’s exchange rates typically range between 0.5% and 2% worse than mid-market rates, potentially leading to slightly higher costs for users.