Recensioni indipendenti di neobanche e servizi bancari online moderni

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Bunq
Banca online
Netherlands
Sedi degli uffici
Australia, Austria, +37
Paesi
banca online, banca aziendale, trasferimento di denaro
Caratteristiche
Wise
Banca online
Australia, +40
Sedi degli uffici
Australia, Austria, +38
Paesi
banca online, banca aziendale, trasferimento di denaro
Caratteristiche
Qonto
Banca online
France, +3
Sedi degli uffici
France, Germany, +2
Paesi
banca online, banca aziendale, trasferimento di denaro
Caratteristiche
N26
Banca online
Germany, +1
Sedi degli uffici
Spain, Germany, +17
Paesi
banca online, trasferimento di denaro
Caratteristiche
Monzo
Banca online
United Kingdom
Sedi degli uffici
Australia, United States
Paesi
banca online, banca aziendale, trasferimento di denaro, prestiti
Caratteristiche
OFX
Tailored money transfers for wealthy individuals
United Kingdom, +4
Sedi degli uffici
197
Paesi
trasferimento di denaro, cambio valuta
Caratteristiche
Starling
Banca online
United Kingdom, +1
Sedi degli uffici
United Kingdom, Germany
Paesi
banca online, banca aziendale, trasferimento di denaro
Caratteristiche
Anytime
Banca aziendale
United Kingdom, +2
Sedi degli uffici
United Kingdom, Belgium, +1
Paesi
banca aziendale
Caratteristiche
Remitly
Trasferimento di denaro
United States, +1
Sedi degli uffici
Afghanistan, Antigua and Barbuda, +165
Paesi
trasferimento di denaro
Caratteristiche
Paysend
Trasferimento di denaro
United Kingdom
Sedi degli uffici
+90
Paesi
trasferimento di denaro
Caratteristiche
Cashplus
Banca online
United Kingdom
Sedi degli uffici
United Kingdom
Paesi
banca online, banca aziendale
Caratteristiche
Revolut
Banca online
United Kingdom, +5
Sedi degli uffici
Australia, Austria, +41
Paesi
banca online, trasferimento di denaro, criptovaluta, investimento
Caratteristiche
Curve
Online payment
United Kingdom, +1
Sedi degli uffici
United Kingdom, Germany
Paesi
portafoglio
Caratteristiche
Anna
Banca aziendale
United Kingdom
Sedi degli uffici
United Kingdom
Paesi
banca aziendale
Caratteristiche
Paysera
Lithuania, +2
Sedi degli uffici
Lithuania, Estonia, +1
Paesi
banca online, banca aziendale, trasferimento di denaro, portafoglio
Caratteristiche
Holvi
Banca online
Germany, +2
Sedi degli uffici
Belgium, Ireland, +5
Paesi
banca online, banca aziendale
Caratteristiche
Vialet
Banca online
Lithuania
Sedi degli uffici
Lithuania, Poland, +2
Paesi
banca online, banca aziendale
Caratteristiche
FerratumBank
Banca online
Malta
Sedi degli uffici
25
Paesi
banca online, rimborso
Caratteristiche
Pockit
Trasferimento di denaro
United Kingdom
Sedi degli uffici
+29
Paesi
trasferimento di denaro, portafoglio
Caratteristiche

Ultime recensioni

  1. Competitive fees
  2. Fast and secure transactions
  3. Easy to use
  4. Wide range of services
  5. Regulated by the Bank of Lithuania
  6. Member of the Single Euro Payments Area (SEPA)
  1. Limited availability
  2. Customer support can be slow to respond
  3. Hidden fees
  1. Prelievi ATM Gratuiti: N26 offre 3 prelievi ATM gratuiti mensili, risparmiandoti denaro sull’accesso al tuo contante.

  2. Nessun Costo Mensile: A differenza di molte banche, N26 fornisce un’opzione di conto gratuito, eliminando le commissioni mensili.

  3. Supporto Italiano: L’app, il sito e il servizio clienti di N26 sono in italiano, facilitando l’accessibilità.

  4. Banking Online: Gestisci le tue finanze interamente online, non c’è bisogno di filiali fisiche.

  5. Tassi di Cambio Competitivi: N26 fornisce tassi favorevoli per transazioni internazionali, ottimo per i viaggiatori.

  6. Instant Transaction Alerts: Receive immediate notifications for all financial activities, aiding spending control and fraud detection.

  7. No Anmeldung Needed: N26 doesn’t demand a registration certificate, making it newcomer-friendly.

  8. Swift Account Opening: You can open an N26 account in about 10 minutes via smartphone and receive your card promptly.

  1. Funzionalità Ridotte nel Tempo : N26 ha introdotto commissioni e limitazioni, diminuendo i benefici a lungo termine.

  2. Prelievi ATM Gratuiti Limitati : I prelievi gratuiti sono limitati; il superamento comporta commissioni.

  3. Sfide nella Creazione dell’Account : Alcuni utenti affrontano ritardi di verifica e visite all’ufficio postale per la convalida dell’identità.

  4. Dipendenza dall’Autenticazione a Due Fattori : L’accesso dipende dall’autenticazione mobile a due fattori, rischioso se il telefono viene perso.

  5. Difficoltà nei Depositi di Monete : I grandi depositi di monete sono impegnativi; gli utenti devono cambiare le monete periodicamente.

  6. Servizi Limitati : N26 si adatta principalmente al banking quotidiano, mancando di opzioni avanzate di investimento, credito e mutuo.

  7. Slow Customer Support: Complaints about sluggish customer support response times persist.

  8. Incomplete Translations: Some app parts may remain in German, despite overall English availability.

  1. Competitive Rates: Remitly consistently offers cost-effective transfer options, making it an excellent choice for budget-conscious users.
  2. Wide Range of Destinations: With over 85 countries supported, Remitly provides access to numerous global destinations for money transfers.
  3. Variety of Pay-In and Pay-Out Options: Users can choose from multiple funding and receiving methods, including bank deposits, cash pick-up, mobile wallet transfers, and home delivery.
  4. Strong Security Measures: Remitly employs robust security measures, including identity verification, fraud detection, and encryption, ensuring the safety of transactions.
  5. Customer Satisfaction Guarantee: Remitly offers a 100% satisfaction guarantee, providing peace of mind to users in case of issues or delays.
  6. Responsive Customer Service: Users appreciate Remitly’s attentive and helpful customer support.
  7. Mobile App: The mobile app receives high ratings, offering a convenient way to send money from smartphones.
  1. Hidden Fees in Exchange Rate Margin: Approximately 35% of fees are concealed within the exchange rate margin, which can make it challenging to determine the exact cost of a transfer.
  2. Limited Origin Countries: Some origin countries may have limitations on sending money to certain destinations, reducing flexibility for users.
  3. Dated Website Design: Remitly’s website design is considered dated and may not offer the most modern user experience.
  4. Variable Credit Card Processing Fees: Credit card processing fees can vary by location, and users may incur additional charges from their credit card providers.
  5. Additional Bank Fees: Banks may impose extra fees when transferring money, impacting the final amount received by the beneficiary.
  6. Exchange Rate Markups: Remitly’s exchange rates typically range between 0.5% and 2% worse than mid-market rates, potentially leading to slightly higher costs for users.
  1. Effortless Account Setup: Qonto simplifies the account setup process for businesses and contractors, making it accessible for beginners.
  2. Versatile Account Options: Qonto caters to various types of businesses, offering flexibility in account selection.
  3. Real-time Accounting Support: Qonto provides real-time transaction tracking and accounting support, streamlining financial management.
  4. Team Expense Management: Qonto simplifies team expense tracking and reporting, enhancing collaboration.
  5. Customizable Debit Cards: Users can customize debit cards to align with their branding and requirements.
  1. No Physical Branches: Qonto’s online-only approach means there are no physical branches for in-person support.
  2. Limited Availability: Qonto’s availability is subject to geographic restrictions and may not be accessible in every country.
  1. Full UK current account – you can do all the stuff you can do with a normal bank and more.
  2. Apply quickly from the app without proof of address – you won’t be credit-checked unless you apply for an overdraft.
  3. Slick, fun app that is packed with cool features.
  4. Spend abroad with no fees at the Mastercard exchange rate.
  5. Open a savings account directly from the app with one of the providers Monzo works with.
  6. Deposit cash into the account at any store which shows the PayPoint logo.
  7. Fully FCA-licensed and FSCS-protected.
  1. No bank branches isn’t great for those who prefer face-to-face customer service.
  2. 3% charge for overseas ATM withdrawals over £200 – some other digital bank accounts (e.g. Starling Bank) have no such charges.